Short Term Loans That Make Sense

Instant Quote

Instant quote with a soft credit check and no fees.

Same Day Deposits

Small loans are sent the same day.

Hundreds of applications per day

We process hundreds of no obligation quotes every day!

Instant Decision
Short Term Loans

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Representative APR 91%.
Representative Example: Borrow £500 for 6 months. Interest: £160.27 - Interest rate: 65% per annum (fixed). Representative APR: 91% - Total amount payable: £660.27. Rates between 9.3% APR and maximum 1721% APR - your no-obligation quote and APR will be based on your personal circumstances.

Warning: Late repayment can cause you serious money problems. For help, go to
Please note: Gemini® are not a lender and offer a credit matching service.

About Gemini®

Instant Short Term Loans Of Up To £3500

Thank you for visiting us today. If you're looking for a short term loan with low rates, an instant online decision and funding in under 10 minutes, here at Gemini® we have you covered.
With Gemini® we do not require any paperwork, phone calls or faxing as the whole application process is carried out completely online. Gemini® operate 24/7, so no matter the time or day, whether weekend, bank holiday or even Christmas day, we can still process your application and have your funds deposited in under 10 minutes.

  • Bad Credit Friendly
  • Strict Data Protection
  • No hidden costs or fees
  • Instant Decision
  • 10 Minute Deposits
  • 90%+ Approval Rates

How it Works

We know you need your money as soon as possible. That’s why we have designed our website to be fast and simple.

Step 1

Apply Online

Fill out our short, secure form and search an industry-leading panel of lenders to find your loan.

step 2

Check Your Offer

Once you have your offer from the lender, you can review the offer and get your cash

step 3

Get Your Money

Once accepted, your money can often be paid into your account the same day

More Questions?

Below we have displayed our most popular frequently asked questions. If you require any further information please feel free to Contact Us.

The whole application process from start to finish can take as little as 60 seconds, providing that you have your more obscure details to hand, e.g. account number and sort code. This will help to speed up the application process.

You may qualify to use our service if you are a UK resident with a regular income, aged 18 or over and have a bank account with a valid debit card.

Our short term loans range from a minimum of £100 to a maximum of £1000

The short answer is yes. The majority of our lenders will base their decision on the credit history of the applicant but also take into account their present financial status. Most lenders reach their decision on the basis of whether you can afford to pay the loan back within the necessary time frame. This is completely dependent on the details provided during the application process and of course a credit check.

Once your loan has been approved, the funds can be deposited into your account in as little as 10 minutes (terms apply), although the process can take up to 3 business days. This is completely dependent on your bank.

The funds will be deposited directly into your back account. To ensure that there are no delays, please check to ensure that your details are correct before submitting your application.

Gemini® is a registered trading Name of Swift Money Limited which operate a credit brokering service. Swift Money Limited is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 738569. Swift Money Limited is registered in the United Kingdom. Principal place of business: 1-3, The Courtyard, Calvin Street, Bolton, Lancashire, BL1 8PB

Gemini® are not a direct lender. If you complete an application through our website, it will be shown to our lending and broker partners for their consideration.
We do not charge any fees for the use of our service, but we do receive a commission from our lending and broker partners following successful introductions from our website. Any information we provide is for the purposes of illustrating the lending process only and should not be read as financial advice.

Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.